The Dallas Observer reports on a local resident who decided to have fun with his $100,000 debt. Army reservist Craig Cunningham realized that many debt collectors and creditors operate in brazenly illegal ways — and so has made a profitable second career for himself suing collectors and credit card companies:
In the next four years, Cunningham accused debt collectors of misrepresenting the amount he owed. He sued over prerecorded and auto-dialed calls to his cellular phone (a TCPA violation worth up to $1,500 per call). All told, he filed 15 other lawsuits in federal court without the help of a lawyer, earning himself settlements totaling more than $20,000.
Cunningham filed his lawsuit against Credit Management, L.P. in August 2009, claiming violations in the amount of around $200,000. The original bill for Time Warner was for $79.84.
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