Screwing The Bill Collectors By Suing

The Dallas Observer reports on a local resident who decided to have fun with his $100,000 debt. Army reservist Craig Cunningham realized that many debt collectors and creditors operate in brazenly illegal ways — and so has made a profitable second career for himself suing collectors and credit card companies:

In the next four years, Cunningham accused debt collectors of misrepresenting the amount he owed. He sued over prerecorded and auto-dialed calls to his cellular phone (a TCPA violation worth up to $1,500 per call). All told, he filed 15 other lawsuits in federal court without the help of a lawyer, earning himself settlements totaling more than $20,000.

Cunningham filed his lawsuit against Credit Management, L.P. in August 2009, claiming violations in the amount of around $200,000. The original bill for Time Warner was for $79.84.

6 Comments on "Screwing The Bill Collectors By Suing"

  1. emperorreagan | Feb 3, 2010 at 2:45 pm |

    I see no problem with forcing collection agencies to follow the letter of the law.

    The people they discuss in the article, though, are a little nutty.

  2. Word Eater | Feb 3, 2010 at 3:32 pm |

    “Katz doesn't believe that people are morally obligated to pay back their debts.”

    Um… well you are *legally* obligated to pay them back. You borrowed money and accepted certain obligations which were probably consolidated into a contract of some kind.

    Now you find loop holes and sue the people you asked to borrow money from so you don't have to give it back.

    Smart. Not illegal since you are exploiting technicalities. But still a total dick move.

    If you have no intention of paying back what you owe, you shouldn't have taken out the loans or gotten the credit cards.

    Still, you are guilty of the same sort of shuffling and jiving that the banks were doing and the government bailed them out. It's only fair, right?

  3. Quarkflavorfive | Feb 3, 2010 at 4:23 pm |

    I was just down in south Dallas (economically depressed, predominantly black) on Monday, to see the helpful people at the VA. On my down there, I saw a sign offering income tax services- as low as $30 with as much as an $8500 loan in your pocket the same day.

    The people who profited from the Ponzi scheme we call the economy by doing nothing but moving money around should eat ashes. And the people who were foolish enough to run up any amount of debt (like me) need to get off of the crack (like me).

    If we touched the money, our hands are dirty. Time to get them clean, whatever it takes.

  4. this guys a douschebag, i bet in ten years he'll be in debt again from a pyramid scheme he invested in. but it probably won't be his fault, cause hey, he was just trying to make easy money

  5. Inyersis | Feb 5, 2010 at 6:53 am |

    You’re an idiot. Ever dealt with a collection agency?

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