Health Care Insurer Assurant, Targeted HIV Patients to Drop Coverage

Assurant Health is EvilTalk about a terrible name regarding these circumstances … “Assurant” Health? Why purchase health insurance in the first place if this can happen? Murray Waas writes on Reuters:

WASHINGTON — In May 2002, Jerome Mitchell, a 17-year old college freshman from rural South Carolina, learned he had contracted HIV. The news, of course, was devastating, but Mitchell believed that he had one thing going for him: On his own initiative, in anticipation of his first year in college, he had purchased his own health insurance.

Shortly after his diagnosis, however, his insurance company, Fortis, revoked his policy. Mitchell was told that without further treatment his HIV would become full-blown AIDS within a year or two and he would most likely die within two years after that.

So he hired an attorney — not because he wanted to sue anyone; on the contrary, the shy African-American teenager expected his insurance was canceled by mistake and would be reinstated once he set the company straight.

But Fortis, now known as Assurant Health, ignored his attorney’s letters, as they had earlier inquiries from a case worker at a local clinic who was helping him. So Mitchell sued.

Read More: Reuters

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  • 5by5

    And this kind of outrageous crap is why we need to pass Alan Grayson's Public Option Act (H.R. 4789), which would allow all Americans to buy into Medicare at cost.

    The bill is 4 pages long, and calls for an unsubsidized option for any American to choose Medicare over private insurers.

    Because premiums would be equal to cost, the program would pay for itself.

    In some parts of the country, one or two insurers have over 80% of the market. They have no real competition to keep costs down. This would provide people an alternative that would allow them to tell the health denial industry to go fuck itself.

    So far the bill has 50 co-sponsors.

    Read the actual bill here:

    http://grayson.house.gov/UploadedFiles/Public_O

    Here's Grayson speaking on the floor of the House about the measure:

    http://www.youtube.com/watch?v=Wy2Y5Uevisk

  • emperorreagan

    Profit motive does not belong in medical insurance.

    Seriously, who could imagine that would be a good idea?

    Insurance companies are free to make caps, exclude conditions, drop expensive patients, etc…and they pass everyone off to Medicare when they hit the magic age, dumping what's the most expensive portion of medical care for most people on to the taxpayers anyway. I think it's pretty indefensible.

  • RianJepson

    A strong majority (67 percent) stated that they want a choice of plans. This, to me, suggests that respondents are open to the government-sponsored “exchanges” currently being discussed by Congress.

    • JamesTT

      I think that some people need to be remembered the Human Rights Declaration where it clearly says that the right to medical care is something mandatory and not something conditioned based on medical insurance. This cases are a negative secondary effect of capitalism that wants to sell anything, even health care. I think that the medical care system needs to be redesigned so it can deal with problems such as AIDS, cancer and other diseases that require an expensive treatment.

  • Anonymous

    I thought “discrimination” was a forgotten word in USA. I didn’t even think it was in the dictionaries, anymore, it’s very cruel how someone can still reject you if you’re ill, without even documenting about what is really up with your condition. It’s even worse when an insurance company that was supposed to help you feel like you still have someone by your side throws you in the garbage like you’re some unwanted product nobody will buy because the corner is bent.
    _____________________
    Faron Loren – A Forever Recovery

  • FaronLoren

    I thought “discrimination” was a forgotten word in USA. I didn't even think it was in the dictionaries, anymore, it's very cruel how someone can still reject you if you're ill, without even documenting about what is really up with your condition. It's even worse when an insurance company that was supposed to help you feel like you still have someone by your side throws you in the garbage like you're some unwanted product nobody will buy because the corner is bent.
    _____________________
    Faron Loren – A Forever Recovery