Health Care Reform? If You Have A Preexisting Condition, The Insurance Company Is Only Fined $100/Day NOT To Treat You

Change you can believe in? Think again. Not as long as the insurance companies get to write the bills in Washington. Paul Harwood writes on
Fine Print

I caught Lawrence O’Donnell interviewing Michael Moore [on Countdown With Keith Olbermann] about health care.

Because I’m unemployed and so have time on my hands, and because there were so many bizarre claims about the contents of the HCR bill being tossed around during the debate, I’d already spent time spelunking through the depths of the bill … and so my ears perked up when I heard him saying this:

MOORE: If the insurance company is caught denying somebody because of a preexisting condition … their fine, according to this new law, is $100 a day. One hundred dollars. Now, do you think they’re going to take the fine, or do you think they’re going to pay thousands of dollars to help you if you have cancer? I think they’re probably going to take the fine … You can’t find that in the bill, it’s so hidden … My team of researchers spent a couple weeks on it and they found where this is going to be just $100 a day … If anybody’s watching this, get the bill online, see if you can find where that is, if you can actually find it and break the code, send me a thing on twitter and I’ll come over and wash your car.

I thought he was kidding about the car wash, but come Saturday morning Michael was tweeting about the fact that nobody had yet cracked the code, and I thought, “What the heck?” I had a copy of the HCR bill on my hard drive (doesn’t everyone?) so I thought I’d have a go at solving the mystery.


  • Wellescent Health

    Assuming that number is correct, the inevitable amendments to the health reform bill will have to add stronger teeth if the insurers decide to opt in favor of using this penalty to avoid claims. There will be no public patience in the government working to ensure everyone has insurance if the insurers are not playing fair in providing coverage.

  • emperorreagan

    That's $36,500 a year, so it will shift the insure/don't insure line somewhat. They'll take on slightly higher risk based on calculating that additional cost (probably reduced somewhat based on likelihood of enforcement).

    Still pretty unacceptable in my opinion, but then again, I think single payer is the only sensible option.

  • Anonymous

    I have a surgery every two years that lands somewhere around $170k each time.

  • TruCifer

    I have a surgery every two years that lands somewhere around $170k each time.